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Paul Yamilkoski

The BestWay to the Best Mortgage for you!

What Is Your Problem?

“What Is Your Problem!”

This is what I was yelling to the driver who thought it would be fun to suddenly slow to 35 mph while the rest of us were doing 65 mph or more.

Of course this had a whole line of cars suddenly slamming their brakes to avoid a collision.
What was this guy thinking? He even was doing it with a child sitting in the front seat! 

We were on a turnpike in Florida in a 65 mph zone. Admittedly, I was doing closer to 70 and the driver in question was in the left lane maybe driving 64 mph. Common courtesy and standard driving etiquette, not to mention it is the law, would suggest that slower traffic should move to the right and yield to faster traffic.

Not in Florida. This concept seems to be completely absent from the fold. Here drivers think they should block traffic in the “speed” lane and pass at obscene speeds on the right side instead of the left, even if it is the on or off ramp lane. 

So, the driver got an attitude about the rest of us thinking he should move over. Needless to say, there were more than a couple of irritated drivers on this particular morning.

Anyway, you are probably wondering what this has to do with credit. I’ll tell you.  

images.jpeg                   Credit Scores tell the world how responsible you are in life.

Like it or not, you are being judged by your behavior with your finances. And, that behavior is also used to judge you in every other facet of your life. 

Research has shown, time and again, that your behavior in your finances is a good indicator of your behavior in life. If you don’t take finances seriously, (otherwise known as irresponsible) you will likely not take safety, health and many other parts of your life seriously either (you are seen as irresponsible). 

So, if your credit scores are low, they tell a lender they better charge you a bunch if they are going to lend to you, because they are likely going to lose money with you in the long run. You are not responsible. Same goes for your health insurance, life insurance, mortgage, auto loan or other personal lending, credit cards, and of course auto insurance.

By the way. I’ve been in the irresponsible category in my past, as I’m sure most of us have been or are now. Don’t get offended by the label of “irresponsible”. Fix the problem and clean up the mess, before life gets road rage and decides to make an example of you and push you off the road for the betterment of society.

If you or anyone you know is facing credit challenges and would like some help,

Heartland Credit Restoration

is a great place to start. Call or email me for a free consultation.

The same goes for those of you who are realtors or lenders and have clients with credit challenges. Tell them you know a company that is fantastic at helping people get their credit loan ready, so they can realize their dreams a new home. Ask them if they would offended if you forward their contact info to me. I will be happy to give them a free consultation and see what we can do to get them back to you with loan ready credit.

Please share this with your friends and contacts on social media. I also welcome comments and encourage you to feel free to let me know if you have any questions. In the mean time, I hope you have a wonderfully blessed day!

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